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Car Finance

We at ABH Cars offer finance to customers of all backgrounds and across the UK. Give us a call or fill in the finance enquiry form and get closer to purchasing your next car. We can arrange finance for most budgets.

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Understanding Finance

The cost of your loan depends on:

  • how much the car costs

  • your deposit amount

  • the length of the term you choose - between 12 and 60 months

  • the interest rate you are offered.

To apply for car finance with ABH, you need to:

  • have a driving licence - full or provisional

  • apply with the same address that’s on your licence

  • be able to pay a deposit of at least £100 or put your part-exchange towards the cost.

In the application, you’ll be asked for:

  • your name

  • date of birth and nationality

  • your recent address history

  • your employment status

  • your income and outgoings.

You’ll also be asked for your bank account details - this is so we can check that it’s really you applying.

When you submit, your application will go to our panel of lenders to see if they can offer you finance.

HP (Hire Purchase) and PCP (Personal Contract Purchase) are types of loans that help you pay for a car.

At ABH, you can choose to pay over 12 to 60 months.

With HP you:

  • put down a deposit, from £100

  • pay monthly payments over a set time

  • own your car at the end of the plan.

With PCP you:

  • put down a deposit, from £100

  • pay monthly payments over a set time, monthly payments may be lower than HP.

  • keep, hand back or part exchange the car at the end - with an optional final payment if you choose to keep the car.

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